Adviser: Why I left my practice

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This financial adviser has been told that his business plan is mad. But he’s confident he’ll carve a niche in his ‘unsexy’ specialist area.

Risk specialist, Aaron Zelman, who has set up LifeScope Advice to provide risk-only advice to business owners, executives and professionals, explained to Wealth Professional that he gave up a lucrative employee-based role in order to create something of his own.

“I had acquired equity over a five-year period, and that was financially rewarding, but I didn’t feel that I really expressed myself the way I wanted to,” he said.

“In many respects it’s a desire to create something that has exactly the kind of client experience, look and feel, and almost artistic touch to it, that I want to create,” he added. “In another practice, I really didn’t have license to do that.

“I think it’s like an art that we all are doing in our various occupations, and I think there’s a kind of satisfaction in doing it my way.”

But, artistic visions aside, Zelman has a clear strategic vision for how he wants to run his financial advice practice.

“I’m hoping to provide a very high-touch, less transactional, approach to the way I do business,” he explained. “I think there needs to be a long-term view – or a sustainable view – taken with both clients and the product providers as well. That’s particularly important and I felt a bit constrained on that.”

He added that he was also yearning to take on a more independent framework, and this was reflected in his dealer group choice.

“One of the reasons I joined Synchron is that they’re not institutionally owned. And again, I think that helps me to realise the kind of vision I have.”

Being a risk adviser, Zelman doesn’t currently need to worry about transferring to a fee for service model, but he still believes that the high-touch approach is the way forward.

“I think high touch makes good business sense,” he said. “If you’re not focused on the clients in your business model, you end up disappointing people”.  


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  • BJ on 23/10/2012 10:31:36 PM

    Aaron, there is no doubt in my mind you will be 100% successful. Look at all that you have achieved already in successfully building equity in your previous business, starting a LinkedIn group specific for risk advisers that now has over 1,000 members, mentoring other risk advisers etc etc.

  • ins wiz of preston on 18/10/2012 11:12:41 AM

    Aaron,I did this 18 mths ago and have never looked back. A great High conviction move and you will hands down long term. Well done and best wishes. I also endorse the STP. See you at the AFA conference. warm cheers ins wiz.

  • Mel on 17/10/2012 10:45:44 AM

    Good luck, doing it "your way" is a great way to go and gives you excellent job satisfaction, as does being responsible for your own success, mistakes, and future. I also have not bought a "book" and I think it has been the right decision, I am growing quickly and with the right kinds of clients.

  • Aaron Zelman on 16/10/2012 9:21:57 PM

    I like that Rod. STP, STP, STP!

  • Rod m on 16/10/2012 4:55:28 PM

    Hi Aaron,
    congratulations, some advice I was given three decades ago, that still holds true today 1. Always drink from more than one well. 2. STP,STP,STP see the people, see the people, see the people, and you will always have success. great to see a young man not listening to the negatives and focusing on looking after clients and building your own business, well done

  • Aaron Zelman on 16/10/2012 2:54:25 PM

    Thanks for that Philippa.

  • Philippa Sheehan on 16/10/2012 2:38:40 PM

    Well done on a big step and an even bigger pat on the back for being realistic about your growth plans. We see many Advisers take the step from employee to IFA without really thinking through the longer term objectives. I am sure with clients best interest at heart and with your realistic plans you will achieve your goal. Well done.

  • Aaron Zelman on 16/10/2012 11:59:15 AM

    Thanks 'Another Mad Planner'.

    I've received a lot of encouragement and it definitely helps. Cheers!

  • Another Mad Planner on 16/10/2012 10:56:01 AM

    Go for it. I did this 6 years ago doing Fianancial planning and risk. The best decision I have ever made. Still have not bought a book of somebody elses garbage and have just got our own AFSL to ensure client experience without the conflict.

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